Terms Of Service
Business Debt Terms Of Service
āBusiness Debtā provides āThe Userā with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, āThe Serviceā. āBusiness Debtā provides its service to the user, subject to the following Terms of Service.
āBusiness Debtā is not responsible for providing you access facilities or equipment (in any form) to its service. You, āThe Userā, also comprehend and concur that āThe Serviceā may include advertisements and sponsorships and that these are necessary for āBusiness Debtā to provide āThe Serviceā. You also comprehend and agree that āBusiness Debtā makes no submission about the suitability, reliability, availability, timeliness, accuracy of the information, products, services and related graphics contained within āThe Serviceā for any purpose. āThe Serviceā is provided āas isā without warranty of any kind. āBusiness Debtā hereby disclaim all warranties and conditions with regard to āThe Serviceā.
ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF SERVICE
āThe Serviceā is provided to you, āThe Userā, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by āā as part of the Terms of Service and related disclosures which are cumulatively included herein by reference. The āBusiness Debtā Terms of Service comprises the entire agreement between āThe Userā and āBusiness Debtā and supersedes any prior agreements pertaining to the subject matter contained herein. BY CONTACTING VIA EMAIL, PHONE, OR COMPLETING THE REGISTRATION PROCESS AND CLICKING THE āSUBMITā BUTTON, YOU ARE AGREEING TO BE BOUND BY THE āBusiness Debtā Terms of Service.
MODIFICATION OF THESE TERMS OF USE
āBusiness Debtā reserves the right to change any of the terms, conditions, and notices under which āThe Servicesā are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of āThe Serviceā constitutes your agreement to all such terms, conditions, and notices.
MODIFICATION TO āTHE SERVICEā
āBusiness Debtā reserves the right to modify or discontinue, temporarily or permanently, āThe Serviceā (or any part of āThe Serviceā) with or without notice to āThe Userā at any time and from time to time. āThe Userā agrees that āBusiness Debtā shall not be liable to āThe Userā or any third party for any modification or discontinuance of the Service.
USER CONDUCT
āThe Serviceā may include e-mail services, message boards, chat areas, newsgroups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, āTools for Communicationā). You agree to use the Tools for Communication only to post, send and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of āThe Serviceā for any commercial purpose, including reselling and/or co branding/private labeling.
As a condition of your use of āThe Serviceā you, āThe Userā, agree to provide: (a) true, accurate, current and complete information about yourself as required by āThe Serviceāsā registration form (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, āBusiness Debtā has the right to terminate the user account and refuse any and all current or future use of āThe Serviceā. (c) āBusiness Debtā the right to use / disclose the aggregate registration information to third parties in connection with marketing of services, subject to the privacy policy. You have also consented āBusiness Debtā the right to use your registration information to provide targeting of advertising and other service offers. This could also be used to customize the content you see, to fulfill your requests for certain products and services and to contact/inform you through e-mail or otherwise about special offers or new products.
USAGE OBLIGATIONS
As a condition of your use of āThe Serviceā you will not use āThe Serviceā for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through āThe Serviceā.
You agree not to use āThe Serviceā to: (a) Obstruct or hinder the use and enjoyment of āThe Serviceā by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt āThe Serviceā or servers or networks connected to āThe Serviceā, or defy any requirements, regulations or guidelines of networks connected to āThe Serviceā; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of anotherās privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) āStalkā or otherwise harass other users; collect or store personal data about other users. (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless āThe Serviceā specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of āThe Serviceā. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.
āBusiness Debtā has no obligation to observe and monitor āThe Serviceā. However, āBusiness Debtā reserves the right to review materials posted and to remove any material/s. āBusiness Debtā also reserves the right to terminate your access to any or all of āThe Servicesā, at any time, without notice, for any reason whatsoever.
āBusiness Debtā reserves the right subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of āThe Serviceā that are intended to be available to the general public. For example, publicly accessible areas of āThe Serviceā would include message boards and chat rooms that are open to both registered users and visitors.
In view of the global nature of the World Wide Web, āThe Userā understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond/conform to the technical requirements of connecting networks, to correspond/conform to the limitations of āThe Serviceā, or to correspond/conform to other, similar technical requirements.
USER ACCOUNT, PASSWORD AND SECURITY
As part of āThe Serviceāsā registration process you will provide us with current, complete and accurate information as requested by the registration form. After enrollment, you will be provided a username and password. You take total responsibility for maintaining the confidentiality of your password and account. You are also entirely responsible for any and all activities that occur under your account. You agree to notify āBusiness Debtā immediately of any unlawful/unauthorized use of your account or any other security violation. You agree to ensure that you exit from your account at the end of each session. You understand that āBusiness Debtā will not be liable for any loss or damage in any form incurred as a result of unauthorized usage of your account, with or without your knowledge. However, you could be held liable for losses or damages incurred by āBusiness Debtā or a third party as a result of your failure to comply with this clause. You also agree not to use anyone elseās account, at any time, without the prior permission of the account holder.
PRIVACY POLICY
Registration information and certain other information about you is subject to our Privacy Policy. For more information, see our Privacy Policy.
LIMITATION OF LIABILITY
You expressly understand and agree that to the extent permitted under the RPC, āBusiness Debtā shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if āBusiness Debtā has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; or (v) any other matter relating to the service.
IN HOUSE PROGRAM
Business Debt offers an in-house program for both debt relief and tax debt services.
CONTENT PROVIDED TO THE SERVICE
āBusiness Debtā does not claim ownership of the ācontentā (in the form of data, text, software, music, sound, photographs, graphics, video, messages or other materials) you provide to āBusiness Debtā (including feedback and suggestions) or post, upload, privately transmit, input or submit to any āBusiness Debtā site or service for review by the general public. However, by posting, uploading, or making available content or any other material, you grant āBusiness Debtā and its affiliate sites permission to use your submission in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission, and to publish your name in connection with your submission.
DISCLOSURES AND WARNINGS
Debt settlement services are not appropriate for everyone. Failure to pay your monthly bills in a timely manner will result in increased balances and will harm your credit rating. Not all creditors will agree to reduce principal balance, and they may pursue collection, including lawsuits.